Westpac Banking Corporation Income Statement Analysis
ASX:WBC
Financials
•
Diversified Banks
Bank Income Statement
Comprehensive analysis of Westpac Banking Corporation's interest income, provisions & profitability
| Items | 2024 | 2025 | |
|---|---|---|---|
| Interest Income | |||
| Total Interest Income | 54.3B | 55.0B | |
| Total Interest Expense | (35.6B) | (35.7B) | |
| Net Interest Income | 18.8B | 19.4B | |
| Credit Provisions | |||
| Provision for Loan Losses | (537M) | (424M) | |
| Net Interest Income After Provisions | 18.2B | 19.0B | |
| Non-Interest Income/Expense | |||
| Total Non-Interest Income | 2.8B | 3.0B | |
| Total Non-Interest Expense | (10.9B) | (11.9B) | |
| Income | |||
| Income Before Taxes | 10.1B | 10.0B | |
| Income Tax | (3.1B) | (3.1B) | |
| Net Income | 7.0B | 6.9B | |
| Per Share Data | |||
| Basic EPS | 2.009 | 2.019 | |
| Diluted EPS | 1.917 | 1.994 | |
| Shares Outstanding (in millions) | |||
| Basic Shares | 3.5B | 3.4B | |
| Diluted Shares | 3.9B | 3.7B | |
Note: Fiscal year ends in September. All amounts are in AUD millions except per share data. Negative values are shown in parentheses and colored red. EPS values are shown to 3 decimal places, share counts are simplified (M = millions, B = billions).