National Australia Bank Ltd Balance Sheet Analysis

ASX:NAB

Financials • Diversified Banks

Bank Balance Sheet

Comprehensive analysis of National Australia Bank Ltd's assets, loans, deposits & capital position

Items	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Cash & Liquid Assets
Cash & Liquid Assets	30.6B	43.8B	50.2B	55.5B	64.4B	50.8B	56.5B	24.7B	2.5B	2.6B
Receivables from Financial Institutions	45.2B	37.1B	30.6B	32.1B	47.3B	107.5B	141.9B	117.3B	110.4B	91.9B
Central Bank Deposits	-	-	-	-	-	-	-	-	-	-
Trading & Investment Securities
Trading Assets	46.0B	51.0B	78.2B	96.8B	64.9B	50.0B	40.6B	101.2B	133.6B	144.6B
Derivative Assets	49.9B	33.0B	3.8B	4.7B	34.7B	27.5B	61.0B	34.3B	28.8B	21.8B
Investment Securities (Amortised Cost)	-	-	42.1B	40.2B	40.4B	41.9B	42.1B	46.4B	42.0B	-
Investment Securities (FVOCI)	40.7B	42.1B	-	-	-	-	-	-	-	46.9B
Loans & Advances
Loans & Other Receivables	510.0B	540.1B	568.0B	587.7B	584.0B	621.2B	680.4B	702.7B	732.7B	776.1B
Allowance for Loan Losses	-	-	-	-	-	-	-	-	-	-
Other Assets
Premises & Equipment	1.4B	1.3B	1.2B	1.1B	2.4B	2.8B	3.0B	3.0B	2.9B	2.7B
Goodwill	5.3B	5.6B	5.8B	5.6B	3.8B	4.1B	4.7B	5.0B	5.2B	5.6B
Intangible Assets	-	-	-	-	-	-	-	-	-	-
Deferred Tax Assets	1.9B	2.0B	2.1B	2.7B	3.6B	3.0B	3.4B	3.5B	3.2B	3.1B
Other Assets	11.9B	9.4B	20.8B	11.1B	7.1B	7.9B	6.5B	8.4B	8.6B	6.9B
Total Assets	776.7B	788.3B	806.5B	847.1B	866.6B	926.0B	1,055.1B	1,059.1B	1,080.2B	1,109.1B
Deposits
Deposits & Public Borrowings	459.7B	500.6B	503.1B	522.1B	546.2B	605.0B	683.5B	682.1B	712.6B	736.2B
Due to Financial Institutions
Payables to Financial Institutions	43.9B	36.7B	38.2B	34.3B	46.8B	74.2B	74.7B	39.5B	12.3B	12.4B
Derivative Liabilities	3.4B	28.9B	2.5B	4.0B	32.3B	24.0B	57.5B	35.6B	32.6B	20.2B
Liabilities Held for Sale	-	-	-	-	221M	-	-	-	-	-
Borrowings & Debt
Short-term Borrowings	-	-	-	-	-	-	-	-	-	-
Long-term Borrowings	-	-	-	-	-	-	-	-	-	-
Debt Issues	134.2B	131.1B	146.4B	149.7B	132.6B	116.0B	119.3B	144.2B	165.9B	183.3B
Loan Capital (Tier 2)	-	-	-	-	-	-	-	-	-	-
Other Liabilities
Provisions	1.4B	2.0B	2.2B	3.5B	3.8B	2.8B	2.1B	1.9B	1.8B	1.7B
Current Tax Liabilities	297M	230M	103M	468M	192M	271M	1.0B	1.0B	1.0B	871M
Other Liabilities	7.7B	8.0B	38.8B	9.8B	7.9B	9.1B	10.2B	16.2B	16.4B	15.5B
Total Liabilities	725.4B	737.0B	753.8B	791.5B	805.3B	863.2B	996.1B	997.6B	1,018.0B	1,045.4B
Net Assets	51.3B	51.3B	52.7B	55.6B	61.3B	62.8B	59.0B	61.5B	62.2B	63.6B
Shareholders' Equity
Common Stock	34.3B	34.6B	36.0B	38.7B	45.5B	43.2B	39.4B	38.5B	36.6B	36.1B
Additional Paid-in Capital	-	-	-	-	-	-	-	-	-	-
Reserves	629M	237M	46M	306M	99M	550M	(1.8B)	(1.2B)	(362M)	(21M)
Retained Earnings	16.4B	16.4B	16.7B	16.6B	15.7B	19.0B	21.5B	23.8B	25.2B	26.8B
Other Comprehensive Income	-	-	-	-	-	-	-	-	-	-
Non-controlling Interest	23M	11M	11M	8M	1M	-	-	349M	758M	725M
Total Shareholders' Equity	51.3B	51.3B	52.7B	55.6B	61.3B	62.8B	59.0B	61.5B	62.2B	63.6B
Total Liabilities & Equity	776.7B	788.3B	806.5B	847.1B	866.6B	926.0B	1,055.1B	1,059.1B	1,080.2B	1,109.1B

Note: Fiscal year ends in September. All amounts are in the original currency (AUD). Values displayed in millions (M) or billions (B) where applicable. Negative amounts shown in red parentheses.